Cataracts Treatment

Question by Susan M: I have cataracts. I don’t have insurance. Is there an organization that can help me pay for surgery?

Best answer:

Answer by GingerinLV
There are several organizations you can contact:

1. Mission Cataract USA- cordinated by the Volunteer Eye Surgeons Association
Www.missioncataractusa.org
1-800-343-7265

2. National Eye Institute (NEI)
Www.nei.nih.gov

3. Cataract Free America
Www.cataractfreeamerica.org

4. Lion’s Club
Www.lionsclub.org

All of these organizations help in assisting no insurance/low income families with eyecare issues including any medically necessary surgeries.

Hope this helps!

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Question by feliciadaniel_s: Is pet insurance worth getting?
I have asked a couple of questions already regarding pet insurance, but I just want to flat out know if it would be worth getting or a waste of money? I have 9 (8 right now but will be getting an australian shep. puppy soon to make 9 total) animals but only 8 that are eligible to be on pet insurance. They are:

A 5 yr old dachshund, 7 yr old dachshund mix, *soon to have* 9 week old australian shepherd puppy, 3 yr old cat, 2 yr old cat, and 3-1 yr old cats. Every month I buy flea treatments and heartworm prevents. And once I get my aussie puppy I will have to get her the puppy shots and the whole 9 yards with her.

The two that I am leaning toward are:

*ASPCA pet insurance and the plan I would get would be the Level 4 Coverage which covers accidents, illness, wellness and wellness deluxe-which would cover the flea and heartworm products.

It has an annual deduc of $ 100 which will only have to be paid once a year per pet…not incident. A max incident benefit of $ 5,000. And a max yearly benefit of $ 13,000. 80% reimbursements. And it would cost me around $ 526/mo.

*VPI pet insurance and the plan I would get would be the Superior w/ CareGuard Premeir & Enhanced Cancer. It would cover common problems (vomiting/diarrhea, allergies, upper respiratory, skin infections, etc), panic-moments (hit by a car, attacked by an animal, foreign body ingestions, heat stroke, seizures, etc), expensive problems (back problems, cancer/tumors, cataracts, feline leukemia, etc), routine care (deworming, vaccinations, flea & heartworm, FELV/FIV tests or heartworm tests, etc), additional care (dental cleaning, spay/neuter, etc) and enhanced cancer care which increseases the policy’s reimbursement benefits.

This plan has a $ 50 per incident deductible. It would cost me around $ 348/mo for all of them to be on this plan.

*Which do you think would be better? Or like I asked before, would it be worth it to even get pet insurance?

Thanks!

Best answer:

Answer by ladyni
yes it would my vet bills this year have been horrendous

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Question by Katie L: Careers with health benefits…or an awesome insurance plan?
Here’s my situation, i’m 16 right now and i have a medical card that covers everything with no copays or anything that will run out when i turn 19. I have a disease in my eye that I have been dealing with for about the past 8 years, a little over a year ago i had a cornea transplant, and am about to have a cataract removed. i take right at $ 1000 dollars of perscription medicine a month, (600 of it from my eye problems) i go to a family eye doctor once a month, a specialist once a month and a the doctor that done my surgery once a month. they are very strategic, one is out of state, the other is an hour and a half away. my point is these are very expensive places. with the cornea transplant the odds are against me that the graph can be rejected and i’ll have to have another transplant. with this comes a new line of specialists for different problems that i am just now starting to get away from. i am on an eyedrop four times daily that i will be on tthe rest of my life costing a little over 100 dollars a bottle. the point is that i am in a low income family and my career plan is that i really want to be a beautician – which kinda sucks for me due to the fact that there are no benefits especially what i would need. i dont want to live in debt to doctors my whole life and i really dont want to chose a career that i would be in school forever especially when its not really even what i want to do. which is be a beautician. well sorry its long and complicated…and weird but any advice other than i’m screwed.???

Best answer:

Answer by ALL
Government or non profit organizations often have jobs that pay low, but have great benefits.

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Question by Ciso101: Do you know of an insurance plan that covers……?
I live in Houston, Texas and am wanting to find if you guys know or had experience with an insurance company/plan that covers cataract surgery.

IF you know please let me know.. if you have had it and your insurance company covered it,, please let me know the costs or % of which it covered \
thank you

Best answer:

Answer by Zarnev
Most plans will cover cataract surgery. The problem is they will all consider it as a pre-existing condition and will either not cover the surgery or, more likely, will decline to accept you. Your only option would be a group policy through an employer which will cover it after a waiting period.

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Question by gokka r: can insurance company demand invoice for intraocular lens?
normally i purchase lintraocular lenses from company and implant them in patient’s eye after doing cataract surgery. I charge for same which incluids surgery charges, lens costs and other miscellenius expenses together.Intraocular Lens manufacturing company produces invoice for same . now one insurance company who is going to pay for patient has asked for such invoices generated for me by lens manufacturing company . In my view these invoices are confidential matter and business secret for me which I can not give to patients. I want to know how far the insurance company is right to seek such informations. and what should I do?

Best answer:

Answer by mbrcatz17
you don’t need to produce them. and the insurance company doesn’t need to pay the bill.

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